“Thank you for being part of our purpose. Your work doesn’t just help protect families, it strengthens neighborhoods, fuels generosity and helps shape a brighter future. I’m proud to have you representing Foresters and the values we stand for. Let’s keep building something meaningful, together.”
MARK RUSH,
Chief Distribution Officer, U.S. Sales
Strength your clients can rely on
A.M. Best Company has affirmed an “A” (Excellent) rating for The Independent Order of Foresters for an incredible 24 consecutive years!
DBRS Morningstar has confirmed our “A” Financial Strength Rating.
We are proud to report a strong Risk-based capital ratio of 451% underscoring our financial stability and resilience.
This milestone reflects Foresters’ unwavering commitment to excellence and financial stability.
For your clients with participating whole life insurance from Foresters Financial™ 2024 marks another year of solid dividend performance from Foresters, with a total dividend payout of $25.8 million which is a dividend interest rate of 5.9%.
Does not apply to certificates where Foresters does not expect to pay dividends. Dividends are not guaranteed. Past dividends are not an indicator of future dividend performance.
Beyond life insurance
Real complimentary benefits for real lives
Life insurance contracts typically go from purchased to stored away until the worst happens. It’s different with Foresters. Your insured clients become members of a community where people get more out of their coverage with a suite of complimentary member benefits they can use right away.
As Foresters members, your clients can give back to their communities through helpful grants and live their best lives with their loved ones. These are real benefits, with no catch! Your clients will love them.
For producers like you, our member benefits can be great tools for referrals. They can help you connect with more people, expand your reach and grow your business in ways you might not get with other carriers.
Let your clients know that they can go beyond life insurance with benefits that make a real difference in their lives and communities.
Foresters Live Well Plus Participating Whole Life
Ready to redefine the way you sell participating whole life insurance?
Foresters Live Well Plus revolutionizes the sales process, making it simpler and faster to sell participating whole life insurance. Enjoy a seamless, digitalized session that consolidates the agent and customer journeys. At the end of every approved and signed application, your clients get a life insurance contract electronically delivered instantly. It’s a complete end-to-end platform.
Discover our new standard in participating whole life insurance with:
- ✓ Built-in illustration for easy integration into the process
- ✓ Reflexive questionnaires tailored to each client
- ✓ Real-time underwriting decision for faster approval
- ✓ Instant issue coverage up to $2,000,000
- ✓ Seamless e-signatures and e-delivery for a paperless process
Are you ready to go?
Unique offerings for your unique clients
New Individual Taxpayer Identification Number Program
Foresters helps you make a real difference in people’s lives and build your business at the same time, with programs like our Individual Taxpayer Identification Number (ITIN) Program.
The ITIN program is available for individuals living and working or retired in the United States that pay taxes and have an ITIN, do not have a social security number and have lived in the US for the past three (3) consecutive years.
Transforming the life insurance experience for people living with diabetes
38.4 million Americans live with diabetes.1 Many of these people don’t have life insurance because they don’t qualify or it’s too expensive. Since 2022, Foresters Strong Foundation term insurance has been able to offer coverage to over 4,700 people with diabetes.
Foresters takes a holistic approach to helping your clients meet their needs. Our life insurance products coupled with our member benefits, like the Foresters Go wellness and rewards app,2 may have a positive impact on their overall wellness.
Together, we can help more people get the protection they need with Strong Foundation non-medical term insurance.
1. Source: https://www.cdc.gov/diabetes/php/data-research/ (2021 Data)
2. Foresters Go is provided by The Independent Order of Foresters and is operated by dacadoo AG.
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